A late-payment score used to need a data scientist and weeks of feature work. A tabular foundation model reads the table and predicts.

TabPFN-3.5 Plus from Prior Labs, an SAP company since July, is available now in SAP AI Core, the SAP BTP service that runs AI models. It takes labelled rows as they sit in the system, gaps included, with no training. A score arrives in minutes.

Why this matters if you own SAP AI predictions:

1. Payment-delay and supplier-risk scoring turns from a project into a call.
2. Access runs through SAP AI Core. Check that entitlement first.
3. SAP RPT-1 and TabPFN now sit side by side. Ask which one each use case gets.

Which score is still waiting on a training project?

If short explanations like this are useful, follow along. https://news.sap.com/2026/09/tabpfn-35-plus-now-available-sap-ai-core-instant-business-predictions/